DFREL SmartStart™ Mortgage Pre-Qualification Tool
Home Affordability & Mortgage Pre-Qualification in Central Virginia
Buying a home in Central Virginia?
Use our SmartStart™ Mortgage Pre-Qualification Tool to estimate your home affordability, calculate your buyer readiness score, and connect with trusted local loan officers for official pre-approval.
This estimate is based on FHA-style debt-to-income guidelines (31% / 43%) and provides a realistic starting point for your home search.
Not a commitment to lend.
Final mortgage approval requires lender underwriting and documentation review.
SmartStart™ Buyer Pre-Qualification & Affordability Tool
DFREL Realty is a licensed real estate brokerage in Virginia. This tool provides estimates only and is not a mortgage pre-approval or commitment to lend. Lending decisions are made solely by independent financial institutions.