Ready to Buy Your New Home?
Welcome to DF Real Estate & Land Resources — your trusted partner in turning your dream of homeownership into reality. Whether you're a first-time buyer, relocating, upgrading, or investing, we’re here to guide you every step of the way with expertise, dedication, and personalized service.
Understanding the Buyer Broker Agreement
Starting in 2024 and now firmly in place for 2025, the Buyer Broker Agreement has become an essential part of purchasing a home. This agreement outlines how your real estate agent represents YOU, not the seller.
✅ It ensures your agent advocates for your best interests.
✅ It clarifies how commissions are handled (sometimes paid by the seller, sometimes by the buyer, depending on the transaction).
✅ It creates transparency about services provided.
At DFREL, we walk you through every section of the agreement so you feel fully informed before signing. Your trust is our priority.
At DFREL, we walk you through every section of the agreement so you feel fully informed before signing. Your trust is our priority.
Why Buying with a Realtor Matters
Buying a home is one of the largest financial decisions you’ll make — don’t do it alone.
Working with a licensed Realtor® provides you:
*Professional Negotiation: Getting you the best price and terms.
*Access to Off-Market & MLS Listings: More inventory, more choices.
*Contract Expertise: Protecting you with iron-clad contracts and inspections.
*Guidance Through Complex Processes: Financing, inspections, title — we handle it.
*Representation: A Realtor® legally works for YOU when you sign a Buyer Agreement.
Loan Options Available in 2025
We help you connect with top lenders who specialize in these loans — and explain them in real language.
There’s no "one-size-fits-all" mortgage. Here’s a quick guide to today's top financing options:
Current 2025 Mortgage Rates
As of April 2025, mortgage rates have slightly stabilized compared to the fluctuations of previous years.
*30-Year Fixed Conventional Loan: ~6.3%
*FHA Loan Rates: ~5.9%
*VA Loan Rates: ~5.7%
*USDA Loan Rates: ~5.8%
*ITIN Loans (for non-SSN borrowers): vary, often between 7.5% – 9.0%
Note: Rates vary based on credit, income, and lender terms. Always ask us for lender referrals to get a personalized quote!
Why Work with DF Real Estate & Land Resources?
🏡 Local Experts: We live, work, and sell in Central Virginia — we know these neighborhoods inside and out.
🤝 Personalized Service: No cookie-cutter treatment here. Every buyer’s journey is tailored to your specific needs.
🔍 Resource Access: From top lenders to home inspectors to closing attorneys — we have a network ready to serve you.
🗣️ Bilingual Services: We proudly offer full service in English and Spanish to better serve our diverse community.
🎯 Mission-Driven: We don’t just sell houses. We help families, individuals, and investors achieve long-term financial success through homeownership.
💬 Transparent Communication: We guide you through every step — making your experience as smooth and stress-free as possible.
We treat buying a house like what it really is — a major life event — not just another deal.